DISCUSS

Content to inspire and start conversations.

 

At DISCUS, we’re here to keep you informed and up-to-date on the outsourced investment market. We feel passionately about helping advisers and other professionals to deliver an exceptional client experience, which starts with finding the right partners to support you in your business. On these pages you will get to know our discretionary manager partners and have the ability engage in conversation. Use the comments section to give us your thoughts and feedback. We’re building the DISCUS offering around you, so be sure to have your say.

How advisers are demonstrating the value of advice

I had the pleasure of catching up with Rory Percival earlier this week to discuss the regulatory landscape and all things PROD (given the air time I've given PROD of late you could be forgiven for thinking it's my favourite subject! I do have other interests. Really)....

Unitised DFM vs. multi-asset funds

Advisers often ask us: what's the difference between a multi-asset fund and Unitised DFM? Read for a detailed explanation of unitised Discretionary Fund Management (Unitised DFM) by Duane Hasnip, Client Manager at GAM. There seems to be a lot of confusion about...

How to navigate the new pensions landscape

It’s been five years since the then-Chancellor George Osborne announced this complete shake-up of the UK retirement landscape. In doing so, he transformed the long-term finances - and therefore the lives - of millions of people. But this freedom to choose comes with...

Fossil divestment and engagement

Many investors are acutely aware of the risks from global warming [1],[2], including sea-level rise, storm surges, droughts, wildfires, extreme heat and extreme weather events [3],[4], [5]. Consequently, many ethical and sustainably-orientated investors have focused...

Suitability in today’s digital world

I recently, via Embark Group, hosted a dinner and round table discussion on the topic of Suitability in a Digital World. The event was exclusively for leaders in the Fintech space, who shared their unique perspectives and ideas. Given the challenges of suitability and...

How smart is ‘smart beta’?

There tend to be three sorts of investors in fund management. At the cheaper end of the spectrum are the passive ones who simply track the market index (‘beta’ in the parlance). At the more costly end are active investors who seek ‘alpha’ (a return in addition to the...

Are there dangers lurking in the risk profiling process?

What risk profile is Ruffer? This is a simple question. The short answer is ‘4’. But what does a ‘4’ really mean? Whilst risk questionnaires can give insight into a client’s willingness and ability to bear risk, we do not believe they give the full picture, especially...

Read their lips

Why investors should start to pay attention to politicians and what they say Investment firms use disclaimers in documents. Our disclaimer comes right here: we are investors and, as a firm, do not espouse any political opinion. Instead, we judge political events by...

PROD and the rise of the boutique DFM

I realise I’m at risk of becoming known as a PROD evangelist, given the coverage I’ve given the topic of late. I do, however, believe it will be a game changer for advisers’ Centralised Investment Propositions (CIPs). As a result, I’ve been talking to my adviser...

How 7IM have taken the CRP and made it better

In the world of financial advice, there’s much love in the air for Centralised Retirement Propositions, or CRPs. That’s because, in the shifting landscape of pension freedoms, they take the Centralised Investment Propositions (CIPs) that have been so effective for...