DISCUSS

Content to inspire and start conversations.

 

At DISCUS, we’re here to keep you informed and up-to-date on the outsourced investment market. We feel passionately about helping advisers and other professionals to deliver an exceptional client experience, which starts with finding the right partners to support you in your business. On these pages you will get to know our discretionary manager partners and have the ability engage in conversation. Use the comments section to give us your thoughts and feedback. We’re building the DISCUS offering around you, so be sure to have your say.

How 7IM have taken the CRP and made it better

In the world of financial advice, there’s much love in the air for Centralised Retirement Propositions, or CRPs. That’s because, in the shifting landscape of pension freedoms, they take the Centralised Investment Propositions (CIPs) that have been so effective for...

P1’s continuing journey on ethical investing

Following the successful launch of P1 Investment Management’s ethical investing proposition for retail clients in 2017, P1 pledged to several environmental standards to demonstrate our commitment as an ethical wealth manager. We outlined our progress just over a year...

Why it’s time to put PROD into practice

How much do you know about the Product Intervention and Product Governance Sourcebook - known as ‘PROD' for short? If your response is ‘very little', then you are by no means alone.  Not long ago, research from consultancy the lang cat found almost three fifths (58%)...

GAM’s new easy-to-use fund selection tool

It’s always refreshing to see a financial services business that is happy to invest in its digital proposition. With this in mind, we were pleased to take a look at GAM’s new website, which enjoys a modern and crisp design. One new feature, in particular, stood out...

Assessing attitude to risk: conversations, not tools

I find it fascinating when, over the course of just a few months, I see a consistent theme emerge in my conversations with discretionary fund managers (DFMs) and advisers. Most recently, the challenges of risk profiling and suitability have taken centre stage. What’s...

How much do you know about Alpha Beta Partners?

If you were given a blank sheet of paper to design an investment management business that works solely with financial advisers, you might come up with something pretty close to Alpha Beta Partners’ model. A relatively new entrant to the discretionary fund management...

PROD: The rules you can’t ignore

The title of Bob Dylan’s 1964 hit “the times they are a-changin” may strike a chord with financial advisers across the UK, who are in the midst of reassessing the investment propositions they have selected for clients. Why? It’s all down to the Product Intervention...

A guide to your pension income drawdown options

Anyone who is nearing retirement will need to think carefully about the best path ahead, given their individual circumstances and objectives. 1. Take stock of all your pension pots » What type of pension do I have?  » Do I have more than one pension pot? If so, where...

Lizards versus reasoners in financial markets

In December 2018 US equities fell by 16%. On Christmas Eve alone, they lost 4%. Little had changed in the global economy over the past month – but investors turned negative in droves. After Christmas and through the first two months of 2019, the US equity market rose...

How to tap into India’s digital revolution

GAM Investments’ Tim Love believes Indian equities could reap the benefits of Prime Minister Narendra Modi’s push to digitise the Indian economy, as its vast population gains greater access to credit and the e-commerce economy. India’s government and central bank are...