DISCUSS

Content to inspire and start conversations.

 

At DISCUS, we’re here to keep you informed and up-to-date on the outsourced investment market. We feel passionately about helping advisers and other professionals to deliver an exceptional client experience, which starts with finding the right partners to support you in your business. On these pages you will get to know our discretionary manager partners and have the ability engage in conversation. Use the comments section to give us your thoughts and feedback. We’re building the DISCUS offering around you, so be sure to have your say.

Too little risk – a dangerous thing

So much emphasis on ensuring people don’t take on too much investment risk could be creating a different problem, argues David Coombs, head of multi-asset investments at Rathbones. Case study: dear old dad It’s my dad’s 80th birthday this week. He retired back in 1981...

Adviser fee models: the end of contingent charging?

No doubt you have seen column inches devoted to the Financial Conduct Authority's (FCA) decision to consult on a ban on contingent charging for Defined Benefit transfer advice. Here we explore the implications of a contingent charging ban and question whether we'll...

The need for carbon-neutrality

Unsustainable human activities have generated threats including climate change, associated with rising sea levels, extreme weather and flooding [1],[2]. Carbon emissions play a significant role in global warming, with current efforts focused on encouraging companies...

Third anniversary of AKG’s DFM sector launch

If you regularly read our content you will know that our friends at AKG provide Financial Strength ratings, which we believe should form an integral part of your research and due diligence processes. This week the team at AKG are celebrating three years since the...

The 7 hottest articles on our site 🌞

It's official: today is the UK's hottest July day on record! Just an hour ago temperatures reached 36.9C at Heathrow in west London and to mark the occasion we've compiled a list of the 7 hottest articles on our site (so far) this year. These articles have attracted...

Small can be beautiful?

Boutique investment firms have become increasingly more attractive in the wealth management marketplace in recent years because their managers, who often have left larger, more- traditional work environments, tend to have a great passion for markets and investing....

Introducing GAM’s new investment academy

Every now and then I come across an initiative I can't wait to share with our readers, and this time it's the GAM Investment Academy. It addresses a need incredibly close to my heart - that of financial education for investors - not just here in the UK, but in other...

ESG: Rules of engagement

With unsustainable business practices in the public eye, environmental, social and governance (ESG) considerations are becoming ever more important to companies, says Jessica Craven, Head of Responsible Investment at commodity trade finance specialists Kimura Capital...

A price for everything

It is often written that “uncertainty creates opportunity”. While this sounds trite, it is nevertheless true. Uncertainty can create opportunity through low prices. All investors know that Brexit has effected the UK equity market negatively; this is not however a one...

Good ethics is good business

Financial professionals are familiar with regulatory compliance requirements, including policies on treating customers fairly, anti-money laundering, data protection and anti-bribery. Professional bodies also have codes of conduct. However, following past financial...

6 ways to get women investing

We recently posted this article Why Aren't Women Investing? to share new research presented by Canaccord Genuity Wealth Management. Since then, I've had a number of conversations with people right across our profession to explore how we can address this important...

Multi-asset investing and the Green Cross Code

As investment managers we are an inherently risky business. We need to understand the risks we’re taking and, where possible, try to hedge against risks we’re concerned about. Going down this rabbit hole can take you into the realms of the known knowns, known unknowns...

Should investors listen to Trump?

Once upon a time, the world looked simple. As long as economies were undisturbed by the whims of politicians, people thought the pie would grow to everyone’s benefit. Politicians, for their part, used to go along with this. The hands-off approach to managing the...

Adopting a ‘risk first’ investment approach

If you were given a blank sheet of paper to design an investment management business that works solely with financial advisers, you might come up with something pretty close to Alpha Beta Partners’ model. A relatively new entrant to the discretionary fund management...